Solar Exit: every guide we've published
Start with the basics, then go deep. Everything here is researched, sourced, and written to help you decide, not to sell you something.
Act Nows
Cancel a Solar Contract Before Installation: Deadlines, Notices, and What Happens Next
How to cancel a solar contract before installation: federal and state deadlines, how to count the days, how to send the notice, telling your lender, and refund timing.
After the InstallCan You Cancel a Solar Contract After Installation?
Can you cancel a solar contract after installation? Rarely by changing your mind. What can still work: a window that never started, TILA rescission, claims and buyouts.
Payment HardshipCan't Afford Your Solar Loan Payments? Understand Your Options
Can't afford solar payments? Contact your servicer before you miss one, ask about published hardship options, check for a payment reset, then weigh the longer exits.
Where to ComplainHow to File a Complaint Against a Solar Company
How to file a complaint against a solar company: where each one goes (CFPB, state AG, licensing board, utility commission, FTC), what to include, and what it can do.
The DisputeCan You Dispute a Solar Contract Based on Misleading Sales Claims?
You can dispute a solar contract when the paperwork contradicts what the salesperson promised. What supports a dispute, the laws behind it, and what to do first.
Leases and PPAsHow to Cancel a Solar Lease or Power Purchase Agreement
How to cancel a solar lease or power purchase agreement: the cooling-off window, then buyout, transfer and early termination terms, disputes, and the order to try them.
Ending the LoanHow to Get Out of a Solar Loan You Can No Longer Afford
How to get out of a solar loan you can no longer afford: cancellation, a written dispute, Holder Rule claims, payoff or refinance, and a home sale, in order.
PPA Exit TermsHow to Get Out of a Solar PPA: Rates, Escalators, and Exit Terms
How to get out of a solar PPA: what your per-kWh rate and escalator will cost, the buyout and transfer terms, production disputes, and the order to work in.
Bills and RatesWhy Is My Electricity Bill Still High After Installing Solar?
A high electric bill after solar usually comes from export credit rules, fixed charges, more usage, low output or a system that is off. How to read your bill and act.
Legal HelpHiring a Solar Attorney: What a Real Claim Looks Like
When a solar attorney is worth hiring: claims built on documented misrepresentation, forged signatures, TILA disclosures and the Holder Rule, and how to check a license.
The DecisionHow to Get Out of a Solar Panel Contract: Your Options Explained
How to get out of a solar panel contract: how cash, loan, lease, PPA and PACE deals each end, the free steps to take first, and when a free case review makes sense.
Contract ReviewHow to Read a Solar Loan Agreement Before Disputing It
A section-by-section guide to reading a solar loan agreement: the parties, the Truth in Lending box, the reset, liens, the Holder notice, arbitration and default terms.
Roof DamageRoof Damage After Solar Installation: Who Pays for Repairs?
Who pays for roof damage from solar panels: the installer's workmanship warranty, lease terms, licensing boards, state recovery funds, insurance, and the lender's limits.
Lease at SaleHow to Sell a House With an Existing Solar Lease
Selling a house with a solar lease or PPA: how the buyer qualifies to take it over, buyout and prepay options, published transfer fees, and what lenders check.
Loan at SaleCan a Solar Loan Prevent You From Selling Your House?
Selling a house with a solar loan: the payoff at closing, when the lender must end its UCC filing, what the buyer's lender checks, assumption, and PACE at sale.
How It WorksSolar Cancellation Companies: How Attorney-Backed Firms Work and How to Spot a Scam
How solar cancellation companies with attorney backing review your contract, when a lawyer takes the file, what to get in writing on fees, and the signs of a scam.
By StateSolar Cancellation Laws by State
Solar cancellation laws by state: the federal three-day floor, which states give solar buyers more time or count Saturdays, and the statute behind every row.
Warranty DeniedSolar Company Won't Honor the Warranty? What to Do
Solar company not honoring the warranty? Match the failure to the right warranty, send a written claim, learn what Magnuson-Moss covers, and know where to complain.
After BankruptcyWhat Happens to Your Solar Loan If the Solar Company Goes Bankrupt?
Solar company bankrupt? Your loan usually survives the filing. See who services it now after Sunnova, SunPower, Mosaic and Titan Solar Power, and which deadlines passed.
Arbitration ClausesSolar Contract Arbitration Clauses: What Homeowners Should Know
How a solar contract arbitration clause works: class waivers, opt-outs, small claims, AAA and JAMS consumer fees, and the solar cases that enforced or refused one.
Build Your FileWhat Documents Do You Need to Dispute a Solar Contract?
Solar contract dispute documents checklist: contracts and addenda, financing disclosures, proposals, ads, texts, utility bills, monitoring data, permits and logs.
The MathSolar Loan Dealer Fees: Hidden Costs Homeowners Should Understand
Solar loan dealer fees often add 10 to 30 percent of the cash price to your loan, and the lender keeps them. How to find yours and where the state cases stand.
The CostsSolar Contract Cancellation Fees: What Homeowners Should Know
A solar contract cancellation fee can't be charged on a valid cooling-off cancellation. What your contract may charge later, from lease buyouts to transfer fees.
The MathSolar Lease Buyout: How the Number Is Built
A solar lease buyout is priced by your contract; no statute sets it. How to test a quote against the payments left, what fair market value means, and what to try first.
Vanished InstallerDo You Still Have to Pay Your Solar Loan If the Installer Disappears?
Solar installer out of business? The loan usually stays due, but the FTC Holder Rule may let you raise the installer's failures with the lender, capped at what you paid.
Unfinished JobsCan You Cancel a Solar Contract If the Installer Goes Out of Business?
Solar company out of business mid-project? Your contract and loan don't end on their own. What the contract, your lender and a bankruptcy court allow, in order.
Refinance BlockersSolar Loan Blocking Your Mortgage Refinance? What to Do
Is a solar loan blocking your refinance? How a senior fixture filing gets subordinated, how solar payments count in debt-to-income, PACE rules, and what to do first.
Liens and FilingsCan a Solar Company Put a Lien on Your Home Without Your Knowledge?
A solar lien without consent is rarer than it looks, since loan papers often authorize a UCC filing. How to find what's filed, tell the types apart, and challenge one.
Payment ChangesSolar Loan Payment Increased? Understanding Your Financing Terms
Solar loan payment increased? It may be a reset around month 18 or 19 tied to the tax credit, a lease escalator, or a lost autopay discount. How to find yours.
The LoanSolar Loan Payoff and Refinance: How to Get Out From Under the Dealer Fee
Solar loan refinance math: why the dealer fee stays in the balance, the month 18 or 19 reset, payoff statements, ending the UCC filing, and personal loan vs. home equity.
Disputing CollectionsSolar Loan Collections: What to Do When You Dispute the Debt
Solar loan collections: who counts as a debt collector, the 30-day written dispute, credit report disputes, old-debt rules, and why you never ignore a lawsuit.
Compare ContractsSolar Loan vs. Lease vs. PPA: Cancellation and Financial Obligations
Solar loan vs lease vs PPA, side by side: who owns the panels, who got the tax credit, escalators, filings, cancellation rights, the Holder Rule, sale and end of term.
Pitch vs. PaperWhat to Do If Your Solar Loan Terms Differ From What You Were Promised
Solar loan misrepresentation starts with a gap between the pitch and the paper. Compare your Truth in Lending box to the proposal, then dispute the gaps in writing.
Liens and FilingsSolar Panel Liens and UCC Filings: What Homeowners Need to Know
Is there a solar panel lien on your house? Plain definitions of a UCC-1, fixture filing, mortgage, PACE and mechanic's lien, where each is filed, and how each ends.
ProductionSolar Panels Not Producing Promised Energy: Can You Dispute the Contract?
Solar panels not producing promised energy? How lease and PPA production guarantees work, what degradation is normal, how to measure a shortfall and whom to claim from.
Never Switched OnSolar Panels Installed but Never Activated: What Are Your Options?
Solar panels never activated? Learn what permission to operate is, why systems stall before the utility signs off, what to demand in writing, and where to complain.
System DownSolar Panels Installed but Not Working: Who Is Responsible?
Solar panels not working and the installer bankrupt or gone? How to check the system, who owes the repair under a cash, loan, lease or PPA contract, and what to do next.
Watch Out7 Warning Signs You May Have Been Misled Into a Solar Contract
Seven warning signs of solar contract scams, drawn from CFPB, Treasury and FTC warnings and state AG cases, with what to check in your own loan or lease papers.
Sales ClaimsSolar Salesperson Lied About Savings? Here's What to Do
Think a solar salesperson lied about your savings? Compare the proposal with your bills, find the assumption that failed, keep the evidence, and act in this order.
The Tax CreditSolar Tax Credit Misrepresentation: What Homeowners Need to Know
A solar tax credit scam sells a rebate check, a credit on a lease, or a 2026 credit that no longer exists. What the credit was, who never qualified, and what to do now.
The ConsequencesWhat Happens If You Stop Paying Your Solar Loan?
If you stop paying a solar loan, the debt stays: late fees, default, credit reporting, collections, lender rights over the panels and, with PACE, your tax bill.
Forged SignaturesUnauthorized Solar Loans and Forged Signatures: Your Options
Solar loan fraud in your name? What to do about a forged or unknowing e-signature: IdentityTheft.gov, credit blocks, a written dispute to the lender, and legal help.
Orphaned WarrantiesWho Is Responsible for Solar Warranties After a Company Closes?
Solar company bankrupt? Your warranty depends on who issued it. What the records show for Sunnova, SunPower, Titan Solar Power and Lumio customers, and how to claim.