Solar Cancellation Laws by State

What are the solar cancellation laws by state?

Solar cancellation laws by state sit on one federal floor. The FTC’s Cooling-Off Rule generally covers a solar sale made at your home and lets you cancel until midnight of the third business day after the sale, and Saturdays count toward those three days. Five states give some or all solar buyers more than three days, three give older buyers more, and eleven have a cancellation right written into a solar law or regulation.

Cancellation is never automatic: it turns on your contract type, the date and place you signed, your state and the facts. Every changed row was re-read at the statute on October 20, 2026, and each row links to its text.

What does the federal rule give you?

The rule requires this statement by your signature: “You, the buyer, may cancel this transaction at any time prior to midnight of the third business day after the date of this transaction” (16 CFR 429.1(a)). It covers “a sale, lease, or rental” of $25 or more made at your home, including a presentation you invited. The CFPB says door-to-door solar contracts “may be subject to” the rule; no agency has said whether it covers a power purchase agreement.

Its exclusions include a sale that carries a federal Truth in Lending right of rescission (usually a loan secured by your home), a sale negotiated at the seller’s permanent store, a sale made entirely by mail or phone, a repair visit you asked for, and real property, insurance and securities (16 CFR 429.0(a)). After a valid cancellation the seller has 10 business days to refund your payments and “terminate promptly any security interest created in the transaction” (429.1(g)).

Which states give you more than three days?

• Alaska: five business days for any door-to-door sale of $10 or more (Alaska Stat. 45.02.350).
• Texas: five business days, Saturdays excluded, for any residential solar purchase or lease signed on or after September 1, 2025, wherever you signed (Tex. Occ. Code 1806.156).
• Rhode Island: seven days for a solar agreement, counting every day except Sunday and mail holidays (R.I. Gen. Laws 5-93-11, in force since March 1, 2025).
• South Carolina: ten calendar days for a solar purchase or lease agreement, cash or financed (S.C. Code Regs. 28-78(D), in force since May 28, 2021).
• Georgia: thirty business days, Saturdays excluded, for an in-person sale or lease with all three of these: payments of $10,000 or more; a lease, financing arrangement or other agreement with a term over 120 months; and eligibility, or the seller’s claim of eligibility, for federal tax credits (Ga. Code 10-1-21 and 10-1-22). Miss one and the thirty days do not apply. The state attorney general says the law “primarily impacts sales of solar panels.”

Older buyers get more in three states: five business days at 65 or older in California (Civ. Code 1689.6), fifteen at 65 or older in North Dakota on a product priced over $50 (N.D.C.C. 51-18-02), and ten at 60 or older in Nevada for a solar agreement or solar loan signed on or after October 1, 2025 (SB 379; NRS 598.98216 and 598.982149).

Virginia’s solar law takes effect January 1, 2027, and requires a right to cancel “within five business days of contract execution” (Va. Code 54.1-1117.1). California SB 784 is not law: the Legislature’s status page shows it was “held in committee and under submission” on August 13, 2026, though some websites describe it as signed.

Do Saturdays count?

Under the federal rule, yes. 16 CFR 429.0(f) defines a business day as “Any calendar day except Sunday or any federal holiday.” The FTC’s example: “If the sale happens on a Friday, you have until midnight on Tuesday to cancel,” if Monday and Tuesday are not federal holidays.

You signed on	Federal deadline (Saturdays count)	Three business days with Saturdays skipped
Monday	Thursday	Thursday
Tuesday	Friday	Friday
Wednesday	Saturday	Monday
Thursday	Monday	Tuesday
Friday	Tuesday	Wednesday
Saturday	Wednesday	Wednesday

Each deadline is midnight of that day; a holiday inside the count adds a day. South Carolina’s ten days are calendar days, so every day counts there. The other states split three ways.

Saturdays count in 12 rows: Arkansas, California, Florida, Indiana, Kansas, Maryland, Nebraska, New Mexico, New York, North Carolina, Ohio and Rhode Island. Washington’s installment-contract rule (RCW 63.14.154) and Nevada’s general door-to-door act (NRS 598.150) count Saturdays too, as do unofficial copies of Tennessee’s act; we could not confirm Tennessee on an official site.

Saturdays are skipped in 12 rows: Connecticut, Delaware, Georgia, Hawaii, Iowa, Michigan, Minnesota, Missouri, Oregon, Texas, Vermont and Wisconsin define a business day to leave Saturday out. Where that state act covers your sale, it gives you more time than the federal count.

The statute is silent on Saturdays: count Saturday to be safe. In 24 rows the act says “business day” without defining it: Alabama, Alaska, Arizona, Colorado, the District of Columbia, Idaho, Illinois, Kentucky, Louisiana, Maine, Massachusetts, Mississippi, Montana, New Hampshire, New Jersey, North Dakota, Oklahoma, Pennsylvania, South Dakota, Utah, Virginia, Washington (its solar law), West Virginia and Wyoming. Nevada’s solar sections are silent as well.

Does the clock always start the day you sign?

Usually, and each exception waits on something the seller must do.

• Colorado: for a solar or battery sale signed on or after July 1, 2026, at least three business days from when you receive the signed agreement, and the period “does not begin to run until the welcome call is conducted” (C.R.S. 6-1-1809(3)).
• Notice first: Vermont, Illinois, Wisconsin and Nebraska start the count only once the seller gives you the required cancellation notice. Until then, Vermont lets you cancel “by any means” (9 V.S.A. 2454(b)(3)).
• Copy first: Massachusetts waits for a signed copy with every required term; New Jersey, and California for a home improvement contract, count from when you receive a copy.
• Later of two dates: Indiana uses the later of the seller’s notice or your final agreement, and Utah the later of the transaction or receipt of the product. A Utah solar agreement is also unenforceable until you get a signed paper and electronic copy, unless you decline paper in writing (Utah Code 13-52-207, as amended May 6, 2026).
• Nevada: a second window of three business days after you receive on-site survey results that require a higher price or different equipment (NRS 598.982145).

The state-by-state table

Read the Scope column first: it shows whether the state act reaches a cash sale and whether a solar law sits on top. Georgia’s “Solar act” is its 2023 door-to-door act, which applies only to deals meeting its three conditions.

State	Window	Clock starts on	Scope	Statute
Alabama	3 business days	The day you sign the agreement or offer to purchase	Credit or seller-financed sales only	Ala. Code 5-19-12
Alaska	5 business days	The day you enter into the contract	Any home sale	Alaska Stat. 45.02.350
Arizona	3 business days	The date of the transaction	Solar act: A.R.S. 44-1763	A.R.S. 44-5004
Arkansas	3 days, excluding Sundays and holidays, so Saturdays count	The day you sign the agreement	Any home sale	Ark. Code 4-89-107
California	3 days, excluding Sundays and holidays, so Saturdays count; 5 for a buyer 65 or older	The day you sign, or for a home improvement contract under B&P Code 7151.2 the day you receive a signed and dated copy	Solar act: Cal. Bus. & Prof. Code 7169	Cal. Civ. Code 1689.6
Colorado	3 business days	Receipt of the initial signed agreement, and not before the seller has made the required welcome call	Solar act: C.R.S. 6-1-1801 to 6-1-1812	C.R.S. 6-1-1804(5)
Connecticut	3 business days	The day you sign the agreement	Solar act: Conn. Public Act 26-16	Conn. Gen. Stat. 42-137
Delaware	3 business days	The date of the transaction	Any home sale	6 Del. C. 4404
District of Columbia	3 business days	The day you sign the agreement or offer to purchase	Any home sale	D.C. Code 28-3811
Florida	3 days, excluding Sundays and holidays, so Saturdays count	The day you sign the agreement or offer to purchase	Solar act: Fla. Stat. 520.23(13)	Fla. Stat. 501.025
Georgia	30 business days	The date of the transaction	Only deals that meet all of the act’s conditions; otherwise the federal rule. Solar act: Ga. Code 10-1-20 to 10-1-27	Ga. Code 10-1-22
Hawaii	3 business days	The date of the transaction	Any home sale	Haw. Rev. Stat. 481C-2
Idaho	3 business days	The day you sign the agreement or offer to purchase	Credit or seller-financed sales only	Idaho Code 28-43-402
Illinois	3 business days	The day the contract was signed, and not before the seller gives you a Notice of Cancellation with its address	Any home sale	815 ILCS 505/2B
Indiana	3 days, excluding Sundays and holidays, so Saturdays count	The later of the day the supplier gives you the required notice or the day you finally agree to the contract	Any home sale	Ind. Code 24-5-10-8
Iowa	3 business days	The date of the transaction	Any home sale	Iowa Code 555A.3
Kansas	3 days, excluding Sundays and holidays, so Saturdays count	The day you sign the agreement or offer to purchase	Any home sale	K.S.A. 50-640
Kentucky	3 business days	The day you sign the agreement or offer to purchase	Any home sale	KRS 367.420
Louisiana	3 business days	The day you sign the agreement or offer to purchase	Any home sale	La. R.S. 9:3538
Maine	3 business days	The day the contract or sale was made	Any home sale	32 M.R.S. 4664
Maryland	3 days, excluding Sundays and holidays, so Saturdays count	The date of the transaction	Any home sale	Md. Com. Law 14-302
Massachusetts	3 business days	The day the agreement is executed, and not before you receive a signed copy with every required term	Any home sale	M.G.L. c. 93, s. 48
Michigan	3 business days	The day you sign the agreement or offer to purchase	Any home sale	MCL 445.112
Minnesota	3 business days	The day the home solicitation sale occurs	Any home sale	Minn. Stat. 325G.07
Mississippi	3 business days	The day you sign the agreement or offer to purchase	Credit or seller-financed sales only	Miss. Code 75-66-3
Missouri	3 business days	The day you sign the agreement or offer to purchase	Credit or seller-financed sales only	Mo. Rev. Stat. 407.705
Montana	3 business days	The day you sign the agreement or offer to purchase	Solar act: Mont. Code 30-14-166	Mont. Code 30-14-504
Nebraska	3 days, excluding Sundays and holidays, so Saturdays count	The day the seller gives you the notice required by 69-1604	Any home sale	Neb. Rev. Stat. 69-1603
Nevada	3 business days; 10 for a buyer 60 or older	The date the agreement was entered into or signed	Solar act: NRS 598.9801 to 598.9822	NRS 598.98216
New Hampshire	3 business days	The date of the transaction	Any home sale	N.H. RSA 361-B:2
New Jersey	3 business days	The day you receive a copy of the contract	Any home sale	N.J.S.A. 56:8-151
New Mexico	3 days, excluding Sundays and holidays, so Saturdays count	The date of the transaction	Any home sale	N.M. Stat. 57-12-21
New York	3 days, excluding Sundays and holidays, so Saturdays count	The day you sign the agreement or offer to purchase	Any home sale	N.Y. Pers. Prop. Law 427
North Carolina	3 days, excluding Sundays and holidays, so Saturdays count	The date of the transaction	Solar act: N.C.G.S. 62-126.6(a)(3)	N.C.G.S. 14-401.13
North Dakota	3 business days; 15 for a buyer 65 or older	The day you sign a complying agreement	Any home sale	N.D.C.C. 51-18-02
Ohio	3 days, excluding Sundays and holidays, so Saturdays count	The day you sign the agreement or offer to purchase	Any home sale	Ohio Rev. Code 1345.22
Oklahoma	3 business days	The day you sign the agreement or offer to purchase	Credit or seller-financed sales only	14A O.S. 2-502
Oregon	3 business days	The day you sign the agreement or pay by cash or check	Solar act: Or. Laws 2026, ch. 11 (HB 4029)	ORS 83.720
Pennsylvania	3 business days	The day the contract or sale was made	Any home sale	73 P.S. 201-7
Rhode Island	7 days, excluding Sundays and holidays, so Saturdays count	The day you sign the solar agreement	Solar act: R.I. Gen. Laws ch. 5-93	R.I. Gen. Laws 5-93-11
South Carolina	10 calendar days	The day you sign the agreement	Solar act: S.C. Code Regs. 28-78	S.C. Code Regs. 28-78(D)
South Dakota	3 business days	The date of the transaction	Any home sale	SDCL 37-24-5.3
Tennessee	3 business days	The day you sign a complying agreement	Any home sale	Tenn. Code 47-18-703
Texas	5 business days	The date you executed the agreement	Solar act: Tex. Occ. Code ch. 1806	Tex. Occ. Code 1806.156
Utah	3 business days	The later of the date of the transaction or receipt of the product	Solar act: Utah Code 13-52-207	Utah Code 13-11-4(2)(m)
Vermont	3 business days	The day you sign the agreement or otherwise agree to buy, and not before the seller gives you the required notice of cancellation	Any home sale	9 V.S.A. 2454
Virginia	3 business days	The day you sign a complying agreement	Solar act: Va. Code 54.1-1117.1	Va. Code 59.1-21.3
Washington	3 business days	The day you sign the contract	Solar act: RCW 19.95	RCW 19.95.020
West Virginia	3 business days	The day you sign the agreement or offer to purchase	Credit or seller-financed sales only	W. Va. Code 46A-2-132
Wisconsin	3 business days	The day the merchant gives you the notice required by 423.203	Any home sale	Wis. Stat. 423.202
Wyoming	3 business days	The day you sign the agreement or offer to purchase	Any home sale	Wyo. Stat. 40-12-104

Which states have a cancellation law written for solar?

Eleven states have one in force. Beyond Texas, Rhode Island, South Carolina and Nevada (above):

• Washington: three business days on any solar installation contract over $1,000, cash or financed, with no payment of any kind until the right expires (RCW 19.95.020).
• Oregon: the same for installation contracts over $1,000 signed on or after June 5, 2026; an emailed notice counts from the day you send it (Oregon Laws 2026, chapter 11).
• Montana: a door-to-door solar sales agent must give you three business days to cancel by email or certified mail (Mont. Code 30-14-166).
• Colorado: three business days on solar and battery sales signed on or after July 1, 2026; the statute writes this window for a sale.
• Arizona, Florida and North Carolina: the contract must include a right to rescind for at least three business days, for any solar sale or lease in Arizona (A.R.S. 44-1763(A)(3)) and Florida (Fla. Stat. 520.23(13)) and for solar leases in North Carolina (N.C.G.S. 62-126.6(a)(3)). Arizona’s three days must fall before the system is installed, whether or not you invited the seller.

Texas also requires the agreement to make an affiliated or referred lender cancel its loan when you cancel (Tex. Occ. Code 1806.155(c)), and lets its licensing department order a contract canceled and refunded after a hearing (1806.207).

Connecticut, Utah and California keep the general three business days. Connecticut’s Public Act 26-16, in force since October 1, 2026, lets you cancel by email, fax or mail. Utah bars installation until four business days after the retailer provides the signed agreement, and California’s solar disclosure must state your cancellation right (B&P Code 7169).

What if you paid cash or used your own bank?

Six states write their home solicitation right only into consumer credit law: Alabama, Idaho, Mississippi, Missouri, Oklahoma and West Virginia. A cash buyer there relies on the federal rule and any solar law; West Virginia extends its act to a loan whose lender is subject to your claims and defenses.

Four former credit-only rows are now broader. South Carolina’s and Washington’s solar rules cover cash and financed deals. Georgia’s thirty-day act is not limited to seller financing, though a deal must meet all three conditions. New Jersey’s home improvement law gives three business days after you receive a copy of any home improvement contract over $500, cash or credit, and cancels a loan signed through the contractor (N.J.S.A. 56:8-151); it defines home improvement as improving or modifying any part of a residential property and does not name solar.

Arizona, Indiana, Maine and Montana limit their general acts to uninvited solicitations, so a visit booked through a lead form may fall outside them. Arizona’s solar right and the federal rule have no such limit.

What changed in the October 2026 re-read

Our September page said the federal rule skips Saturdays. It does not, so the federal deadline after a Friday signing is midnight Tuesday. We also moved California, Kansas, New Mexico and North Carolina into the Saturday-counting group, replaced four credit-only rows, and corrected the rows for Arizona, Colorado, Connecticut, Florida, Montana, Nevada, Oregon, Rhode Island, Texas, Utah, Vermont and Virginia.

How do you cancel inside the window?

Count from the day after the event that starts your clock, count Saturday unless your statute skips it, and send a written notice a day before the earliest deadline that could apply, by the method your contract and the statute name. Keep proof of sending and copy the lender the same day.

The deadline calculator reads this table’s data; if its date is later than the federal deadline above, act by the earlier date. Canceling before installation has notice wording and refund timing.

What if your window has already closed?

Disclosure: Candid Yak works with Titan Advocacy Group, a solar consumer advocacy firm, and may be paid when readers hire it.

Canceling inside a window is step one of the order this site uses for every solar contract problem.

1. Inside a window? Cancel in writing now and copy the lender the same day. Check for later windows too, such as South Carolina’s seven calendar days after a building permit or HOA approval is denied (on payment of reasonable cancellation costs).
2. Identify your contract and every company. The installer, the lender, the loan servicer and the warranty provider may be four different companies.
3. Ask in writing, and complain for free. The FTC: “If you have a problem with a system you bought, try to resolve it with the company first.” If that fails, it says to report it to the FTC and your state attorney general. For a loan, the CFPB’s complaint page asks “Have you tried reaching out to the company?” See filing a complaint.
4. If they refuse, and your documents show a gap between what you were promised and what you signed, get a free case review from an attorney-backed firm that offers one. Solar cancellation companies explains what a legitimate firm does with your file.
5. Other routes: a lease or PPA buyout, a loan payoff or refinance, or a transfer when you sell. See how to get out of a solar panel contract and canceling after installation.

Keep paying while you work through these steps unless an attorney licensed in your state advises otherwise.

Disclosure: Candid Yak works with Titan Advocacy Group, a solar consumer advocacy firm, and may be paid when readers hire it. This page’s author, Kira Fairbank, is a manager at Vacation Ownership Consultants, a timeshare exit firm.

This is general information, not legal advice. Each window above turns on your contract type, the date and place you signed, and your state’s statute as it read on the day you signed, and legislatures change these rules often, so put your documents in front of an attorney licensed in your state before you send a notice, sign a release, or change any payment.