Money & Life Let Your ACA Plan Auto-Renew? Starting With 2028 Coverage, Your Subsidy Wouldn't Renew With It.
A CMS proposal published October 27, 2026 would end automatic re-enrollment with subsidies on the ACA marketplaces starting with plan year 2028. About 5.7 million people who renew without logging in would have to confirm their income and other details each year from August 1, or get a full-price bill. Comments close November 27.
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Education
Left an Art Institute, Le Cordon Bleu or Virginia College Without a Degree? Washington Made Your Loans Dischargeable in 2025. Now It's Saying No.
Savings
Retailers Say Killing the Debit Swipe Cap Will Lower Your Prices. Last Time the Fee Fell, 1.2% of Stores Cut Theirs.
Mortgages
Zillow Will Cover Your 3.5% FHA Down Payment. Refinance or Move Before Year Five and You Pay It All Back.
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Credit Cards
Bilt Is Retiring 4% Bilt Cash at Your Card Anniversary. Do the Rent Math Before You Let It Go.
Bilt announced on October 27, 2026 that Flexible Bilt Cash mode, which pays 4% back in Bilt Cash on everyday spend, is retired at your card anniversary unless you opt out first. Opting out locks you in for good. Here's the spend-to-rent ratio that decides it.
Education
Cosigned a Private Student Loan? The Exit Is 12 On-Time Payments. One Hardship Forbearance Pushes It Back a Year.
Sallie Mae says 92% of its new private student loans this quarter came with a cosigner, and delinquencies and forbearance both ticked up. Cosigner release exists, but only the borrower can apply, and Sallie Mae's rules shut the door for 12 months after a hardship forbearance or a 30-day late payment. Here's the clock and how to keep it running.
Mortgages
Fannie and Freddie Waived a Fee for First-Time Buyers Like You. Lenders Kept About 60% of It.
A new NBER working paper finds mortgage lenders captured more than 60% of $1.5 billion in Fannie Mae and Freddie Mac fee waivers meant for lower-income first-time buyers in 2023 and 2024. The waiver is still live in 2026. Here's who qualifies, what it's worth, and how to make sure it lands in your rate.
Loans
Snap Finance Is Wiping Out $662 Million in Lease Balances. Only If You'd Already Stopped Paying.
A 17-state settlement signed October 21, 2026 makes Snap Finance forgive $662,102,518 on 303,223 lease-to-own accounts, about $2,184 each, and lets those customers keep the merchandise. The fine print: only 2017 to 2022 leases that Snap had already charged off and still held in November 2025. Paid on time? You get nothing back. Here's who's in and what to check.
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