Candid Yak
Last Updated: July 2026

You're all set. Here are our top mortgages picks.

We've done the research already. These are the mortgages offers our methodology ranks highest right now. Compare them side by side and pick the one that fits.

Your matches

#1 Pick

Mortgage

Fully online, no lender fees
  • Fully digital application
  • No lender origination fees
  • Fast preapproval
#2 Pick

Home Lending

Up to $7,500 homebuyer grant
  • Homebuyer grants up to $7,500 toward closing or down payment
  • Standard Agency loan with as little as 3% down
  • Relationship discounts for Chase customers
#3 Pick

CrossCountry Mortgage

Low credit-score options, fast close
  • Competitive refinance rates
  • Lower credit-score thresholds
  • Quick closing times